Thinking About Refinancing?

Unlock Your Equity The Smart Way

Licensed BC Broker Free Comparison 150+ Lenders Compared
πŸ“° Mortgage News Fixed vs. variable: today's ~1% rate gap is reshaping how Canadians borrow. Next Bank of Canada rate announcement: July 15, 2026.
Refinance Pre-Qualification

See how much you could unlock.

Instantly pre-qualify for your refinance with a pre-qualification certificate. Note: your pre-qualification is subject to a formal pre-approval.

Step 1 of 5

What's this mortgage for?

Purchase
Refinance
Renewal
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What matters most to you?

Save money β€” lowest rate
Flexible β€” higher approval amount
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Property

Condo
House

Loan details

Income & credit

760+
680–759
620–679
<620
Pre-qualification likelihood
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This is a triage estimate using James's current stress-test qualifying rate and the qualification path selected above β€” not a lending decision or guarantee. Full underwriting can differ.
Mortgage amountβ€”
Monthly paymentβ€”
Property tax (monthly)β€”
Condo fee counted (50%)β€”
James Park, Licensed Mortgage Broker, with his team along the Vancouver waterfront
Your Broker

Hi, I'm James Park.

A bank has exactly one rate to offer you: theirs. I've got 150+ lenders competing for your file, and I'll tell you straight which one actually wins β€” no pressure, no fine print you find out about later.

Licensed Mortgage Broker β€” BC Β· License #503774

Book a Free Call β†’
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Mortgage Clients
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Same Day
Pre-Approvals

Your bank isn't calling with a better rate. We are.

One free call β€” real numbers, zero pressure.

778-222-7109
Book a Free Call

What Our Clients Say

 

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"Got my first home at a rate I didn't think was possible. The process was smooth and James walked me through every step."

Sarah M.
Vancouver, BC
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"Renewal was coming up and they saved us $300/month vs what the bank offered. Don't sign your renewal without calling first."

David K.
Surrey, BC
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"The online calculator gave me a realistic picture before I even spoke to anyone. Then the team helped me close in two weeks."

Priya T.
Burnaby, BC
No Hold Music. Just Answers.

Your mortgage, in your pocket.

Pre-qualify without a credit check, upload documents, track your application, and message James directly β€” free to download, no obligation.

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β˜…β˜…β˜…β˜…β˜… 4.8Average rating
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Mortgage app β€” welcome screen