Your mortgage. In your pocket.
Pre-Qualify in seconds — everything you need to buy, refinance, or renew, without being on hold.
Built to make your mortgage feel simple.
No more phone tag, wondering where you stand. It's all right here.
Pre-Qualify, No Credit Check
Get a real, honest pre-qualification number in seconds — without it touching your credit score.
Calculators In Your Pocket
Affordability, closing costs, income requirements, and mortgage payments — run the numbers anywhere, anytime.
Direct Line to James
Message your broker directly inside the app. No call centres, no runaround — just a real person who knows your file.
Three steps. That's it.
Download
Free download, no account hoops — get started in seconds, right from your phone.
Pre-Qualify Numbers
Answer a few questions and get your real pre-qualification number in under two minutes — no credit check required.
Get Pre-Approval
Take those numbers to James for more if needed — including a full, document-backed pre-approval.
4.8 out of 5, from 12,000+ downloads.
"Ran my numbers on my lunch break and had a real pre-qualification before I finished my coffee — no credit check, no waiting on hold. James called that same afternoon."
"Got a real pre-qualification number without a hard credit check, which is exactly what I needed before I started house hunting."
"The renewal alert alone paid for itself — got a heads up weeks before my bank even mailed my renewal letter."
Get started in the next two minutes.
Free to download. No obligation. Your mortgage, finally on your terms.
Frequently asked.
Is the app free?
Yes — the app is completely free to download and use. There's never a charge to pre-qualify, calculate, or message James.
Does checking my pre-qualification hurt my credit score?
No. The in-app pre-qualification uses a soft, no-impact check on your self-reported information — nothing touches your credit score until you formally apply.
Is my information secure?
Yes. Personal information is encrypted in transit and at rest, the same standard used across the Canadian Mortgage App platform.
Does the app replace working with James directly?
Not at all — it's built to make working with James easier, not to replace him. Every file is still reviewed personally, and the in-app chat goes straight to him.
Where is it available?
Anywhere in BC — purchases, refinances, renewals, and specialized lending are all supported in-app.