

About
A Strategy-First Approach to Mortgages
Most banks focus on rates.
Most brokers focus on approval. I focus on outcomes.
Every client’s life, income pattern, debt structure, and goals are different. That’s why every file starts with an analysis—not a product.
I evaluate:
Cash flow
Tax efficiency
Debt optimization
Future borrowing potential
Monthly affordability
Long-term wealth impact
A mortgage isn’t just something you get. It’s something you use.



