About

A Strategy-First Approach to Mortgages

Most banks focus on rates.
Most brokers focus on approval. I focus on outcomes.

Every client’s life, income pattern, debt structure, and goals are different. That’s why every file starts with an analysis—not a product.

I evaluate:
Cash flow
Tax efficiency
Debt optimization
Future borrowing potential
Monthly affordability
Long-term wealth impact
A mortgage isn’t just something you get. It’s something you use.

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(778) 222-7109

james@jamespark.ca

Serving BC, AB, & Ont

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